We’re no doubt preaching to the choir here, but there are lots of great reasons for buying an older used car.

If you’re nostalgic for the style of a past era, these vehicles will satisfy your thirst for vintage design. For example, there’s no denying the elegance of a classic Jaguar.

In some cases, older used cars offer performance benefits that are hard to duplicate in newer models. Case in point: With its high-revving, naturally-aspirated V8 and sonorous engine note, the E39 generation BMW M5 delivers a driving experience that’s one of a kind.

Finally, buying an older used car may allow you to take a big step up when it comes to your choice of vehicle. Thanks to depreciation, older used cars are just a fraction of the cost of their new counterparts. Hardly anyone can afford a brand new Mercedes-Benz SL roadster, but one that’s 10 or 15 years old can be had for used Camry money.

While we do advise paying cash for a used car rather than financing it, we recognize that not everyone is in a position to do that. So if you are going to make your purchase with the help of an auto loan, it’s important to know that there are significant differences between financing a new vehicle and an older used car.

Because financing an older used car comes with a unique set of challenges, we’ve compiled this comprehensive guide to help you navigate the process from start to finish.

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Imagine a spirited drive along your favorite road in a top-down roadster. The scenery rushes past, and there’s nothing but sky above you. With nicely weighted steering and near 50:50 weight balance, the chassis becomes an extension of your fingertips, while your feet coax beautiful arias from the smooth-spinning inline six under the hood.

It’s no pipe dream. Thanks to the magic of depreciation, this fantasy, in the shape of the E85 generation BMW Z4, can be yours for less than $10,000.

And considering that buys you a premium German roadster with some of the best powertrain options ever offered in a BMW, we think it represents an outstanding buying opportunity in today’s market.

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It would have been rare a few years ago for hybrids to show up on most used-car shopping lists. There weren’t that many in the market, and there wasn’t much choice.

Toyota’s hybrids dominated, with gas-electric models from Honda and Ford in distant second and third place.

But stuff happens. Things change.

Today there’s a wide selection of used hybrids available, from almost every manufacturer. Because of their often-stellar fuel efficiency, plus the high-end trim and standard equipment levels among many of the more recent models, they are cars – and crossovers, SUVs, and trucks – that most every used-car shopper should consider.

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Toyota’s 1992-1996 Camry is the greatest used car ever. Here’s how it got to be that.

Paint fades, that new car smell wafts away, upholstery wears, and dings and dents are inevitable. Great used cars don’t avoid those indignities, they wear them as battle scars. They’re indomitable and intrepid; reliable and resilient; and cheap to keep on the road. A great used car has an aging nobility to it. So, the greatest used car of them all is the 1992 to 1996 Toyota Camry.

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You’ve done your research, and you’ve identified the make and model of the used car you wish to purchase.

But you didn’t stop there, you busy beaver. You’ve also taken a look at local inventory, and you’ve found a few vehicles in your area that are qualified candidates. There’s even one in the exact color you want.

At this point, your excitement level is probably high. There’s a rush of adrenaline that comes with knowing you’re this close to finding a car that seems like a perfect match for your needs.

But don’t let those happy feelings lead to a rash decision. There are still a few final steps to take before you pull the trigger.

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A couple of decades ago, the search for a used vehicle began with hours spent squinting through the classifieds. You’d then head out to get a closer look at each candidate, and this could involve fending off aggressive salespeople at local used car dealerships or mumbling through awkward interactions with private party sellers. Then along came the Internet, an innovation that allowed us to search for used cars online.

In many ways, the Internet has simplified the process of shopping for a used car. But it can also make this task more overwhelming. There’s an almost endless selection of websites offering to help you select your next pre-owned vehicle, and you may find yourself drowning in a sea of information and choices. These sites aren’t all cut from the same cloth, and knowing which ones you can rely on can be tricky.

That’s where we come in. Here at Klipnik, we live and breathe used cars, and we’ve explored pretty much every used car resource available. Below (in alphabetical order), we’ve listed the sites that we find ourselves returning to over and over again and which have earned our stamp of approval. They provide all of the assistance you could ever need to find and buy the used car of your dreams.

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You can’t help it. You’re captivated by the sleek styling, the open top, the storied heritage, the rumbling V8 that shoves you back in the seat. Let’s face it. You’ve got Corvette Fever.

You’ve also got a budget ranging from $10,000 to $20,000 — a relatively modest outlay that nevertheless gains you access to three different generations of Chevrolet’s iconic sports car, spanning 30+ years and a wide variety of styling, engineering, and performance options.

Here we give you the lowdown on these: the C4 (Corvette, 4th generation), C5, and C6. With values that rise in lockstep with their successive iterations, each generation has its own unique set of pros and cons. Picking the right one can be a difficult choice.

But not to worry. No matter how badly you’ve got the fever, we’re here to help you find the cure.

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Many shoppers who’re thinking about buying a used car fret about vehicle reliability, and these qualms aren’t without merit. Relative to a new car, a used vehicle is more likely to need work under the hood earlier in the ownership experience. And the older the used car, the greater the likelihood of a significant repair bill. 

So it’s no surprise that reliability is often the number one consideration for shoppers in the used car market.

An excellent resource in this area is J.D. Power. Every year, this company surveys more than 80,000 verified owners of three-year-old vehicles. The survey focuses on the type and number of problems these car owners have experienced with their daily drivers within the previous 12 months. The models with the lowest number of reported problems get the highest scores. 

If you’re looking for a used vehicle that’s both affordable and reliable, Klipnik is here to help. We’ve sorted through the data to uncover seven excellent used vehicles that lead the pack in dependability, all while costing less than $10,000. 

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According to data gathered by the U.S. Department of Transportation, on average, American drivers add 13,476 miles to their odometers each year. With that much driving, it’s easy for fuel costs to leave a notable dent in the pocketbook.

A vehicle’s gas mileage plays a crucial part in this equation. Mileage can vary dramatically from model to model, even among those within the same vehicle category. For this reason, Klipnik recommends taking a hard look at fuel economy if you’re considering a vehicle purchase.

With that perspective in mind, we’ve put together a list of five impressive used vehicles that offer superior fuel economy. Different buyers have varying requirements when shopping for a vehicle, so in addition to its gas mileage, we’ve included each model’s pros and cons to help you decide if it’s the best choice for your needs.

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If you think you need to pony up big bucks for a new car in order to get all of the latest safety features, think again. We’ve identified five great used family vehicles that deliver safety in spades — and for as little as $10,000.

Safety is a prime consideration for most car shoppers, and it’s not surprising when you consider the statistics. According to the Insurance Institute for Highway Safety, there were 34,439 fatal motor vehicle crashes in the United States in 2016 alone. Scary stuff. A vehicle’s safety performance can make the difference between life and death in many accident scenarios.

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